Every Bill. Beaten.

Business costs by trade

A café and a care home get billed by the same suppliers and pay for completely different things. These pages cover energy, waste, insurance and connectivity together, for one trade at a time — the cost drivers that are actually yours.

Barbers and salons

Water heating drives energy; treatment risk drives insurance — and salon chemical waste is not general waste.

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Cafés and coffee shops

Refrigeration and espresso plant dominate the bill; food waste segregation is now the biggest waste lever.

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Care homes

The highest energy baseload of any SME sector, plus clinical waste duties most brokers get wrong.

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Construction and trades contractors

Insurance is the whole conversation; site waste and tools cover are where gaps appear.

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Convenience stores and newsagents

Refrigeration can be over half the electricity bill, and stock deterioration is the cover most often missing.

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Dental and medical practices

Clinical waste and decontamination drive the cost; indemnity drives the risk.

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Dry cleaners and launderettes

The most energy-intensive small unit on the high street, with solvent obligations attached.

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Gyms and fitness studios

Hot water and ventilation dominate energy; instruction and treatment risk dominate insurance.

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Hotels and guest houses

Seasonal occupancy distorts every contract — energy, waste and cover alike.

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Nurseries and schools

Term-time patterns, safeguarding cover, and buildings that leak heat.

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Offices and professional services

The lowest energy intensity of any sector — but the highest bar on professional indemnity and connectivity.

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Pubs and bars

Cellar cooling runs 24/7 and glass dominates the waste contract.

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Restaurants

Kitchen extraction and gas dominate the bill; grease and food waste dominate the waste contract.

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Takeaways and fast food

Fryers and hot holding drive the bill; packaging volume and grease drive the waste contract.

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Veterinary practices

Clinical and pharmaceutical waste, 24-hour holding, and animal-in-care cover.

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Warehousing and logistics

Capacity charges and high-bay lighting; stock is the insurance conversation.

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Not listed?

We broker for every trade, not just the ones with a page. Start with all our comparison services or tell us what you run and we will benchmark whatever you are paying now.